Allianz RiskMaster fund range
Managing Risk, Delivering Long-Term Growth
Allianz RiskMaster fund range is an integrated multi asset strategy that combines active asset allocation across a broad universe of asset classes with active security selection within asset classes. The aim of each fund is to deliver long term investment growth at the desired level of risk.
Why look at RiskMaster funds?
The funds were launched to better meet the needs of clients, recognising that for many, a clearly defined risk expectation is a crucial factor in a successful decision-making process
Introducing the Allianz RiskMaster Multi Asset fund range
The Allianz RiskMaster fund range comprises three volatility-targeted funds: Conservative, Moderate, and Growth. They are designed to deliver long-term investment gains aligned with each fund’s target risk level.
RiskMaster strategy: a range of risk profiles to cater to investors' different risk appetites
Source: Allianz Global Investors. A performance of the strategy is not guaranteed, and losses remain possible. Past performance does not predict future returns. This is for guidance only and not indicative of future allocation/results.
What makes RiskMaster funds unique?
In contrast to individual asset classes (e.g. bonds or equities), multi-asset strategies offer a comprehensive solution. Scientific research has shown that the underlying asset allocation plays a key role in driving the long-term investment outcome. Accordingly, we invest a considerable amount of time and energy in developing a robust and coherent starting asset allocation (the “Strategic Asset Allocation”) for each of the RiskMaster funds.
Each fund invests globally across three distinct asset categories:
- Growth assets (e.g., global equities, high-yield bonds, emerging market debt) to generate long-term returns
- Defensive assets (e.g., global sovereign bonds, high-quality corporate bonds) to reduce market volatility
- Alternative assets (e.g., gold) to enhance diversification
The Strategic Asset Allocation is the foundation, and the starting position around which tactical active asset allocation decisions are taken. The purpose of the SAA is: anchor the strategy’s risk at the desired level; seek to maximize expected returns; provide a diversified exposure across a broad range of asset classes.
Strategic Asset Allocation: anchors the portfolio
Source: Allianz Global Investors, illustrative only. This is for guidance only and not indicative of future allocation.
We recognise markets never move in straight lines and asset price fluctuations creates opportunities. We therefore believe it is important to adjust the asset allocation tactically to help mitigate risks and enhance returns.
Active asset allocation is at the Allianz RiskMaster Multi Asset strategy’s core. We aim to identify the most attractive asset classes while taking into account the strategy’s investment objectives. Our unique active asset allocation process has two core complimentary components: a quantitative systematic (Market Cycle) analysis, and a fundamental assessment:
- Systematic Market Cycle analysis: A quantitative, disciplined rules-based approach exploiting medium-term trends, with pro- and anti-cyclical elements.
- Fundamental assessment: The Fundamental Multi Asset Investment Council uses forward-looking macroeconomic and valuation insights to identify turning points.
By incorporating two independent components, we increase the robustness of our strategy.
Active asset allocation process
A blended approach
Enhanced return potential by combining systematic and fundamental process
Source: Allianz Global Investors. Schematic representation for illustrative purposes only. FMAIC* Fundamental Multi Asset Investment Committee
The Allianz RiskMaster funds are managed by a strong UK multi-asset team that is part of a global team of nearly 80 multi asset professionals. The team’s approach is to construct well diversified strategic solutions, followed by enhancing returns by making prudent, evidence-based active decisions to help deliver on clients’ investment goals.
The funds benefit from the combined expertise of Allianz Global Investors’ global investment teams, leveraging years of know-how in multi-asset, equities, and bonds.
Allianz Multi Asset Fund range
Complete solution to meet investors needs
Delivering long-term growth, at the desired level of risk
Source: Allianz Global Investors. Schematic representation for illustrative purposes only. This does not constitute a recommendation or solicitation to buy or sell any particular security or strategy.
Investment team
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Gavin Counsell
Senior Portfolio Manager
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Matt Toms
Senior Portfolio Manager
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Will Chung
Deputy Portfolio Manager
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Fund information
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Calculation basis: Net asset value (excl. front-end load); distributions reinvested. Calculation according to method as defined by BVI, the German Fund Companies Association. Past performance is not a reliable indicator of future results. Any front-end loads reduce the capital invested and the performance stated. Individual costs such as fees, commissions and other charges have not been taken into consideration and would have a negative impact on the performance if they were included.
Track record extension
Performance Chart
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Calculation basis: Net asset value (excl. front-end load); distributions reinvested. Calculation according to method as defined by BVI, the German Fund Companies Association. Past performance is not a reliable indicator of future results. Any front-end loads reduce the capital invested and the performance stated. Individual costs such as fees, commissions and other charges have not been taken into consideration and would have a negative impact on the performance if they were included.
Track record extension
Performance Chart
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Calculation basis: Net asset value (excl. front-end load); distributions reinvested. Calculation according to method as defined by BVI, the German Fund Companies Association. Past performance is not a reliable indicator of future results. Any front-end loads reduce the capital invested and the performance stated. Individual costs such as fees, commissions and other charges have not been taken into consideration and would have a negative impact on the performance if they were included.
Track record extension
Quick links
Investing involves risk. The value of an investment and the income from it may fall as well as rise and investors might not get back the full amount invested. Investing in fixed income instruments may expose investors to various risks, including but not limited to creditworthiness, interest rate, liquidity and restricted flexibility risks. Changes to the economic environment and market conditions may affect these risks, resulting in an adverse effect to the value of the investment. During periods of rising nominal interest rates, the values of fixed income instruments (including positions with respect to short-term fixed income instruments) are generally expected to decline. Conversely, during periods of declining interest rates, the values of these instruments are generally expected to rise. Liquidity risk may possibly delay or prevent account withdrawals or redemptions. Allianz RiskMaster Conservative Multi Asset Fund, Allianz RiskMaster Growth Multi Asset Fund, and Allianz RiskMaster Moderate Multi Asset Fund are sub-funds of Allianz International Investment Funds, an open-ended investment company with variable capital with limited liability organised under the laws of England and Wales. The value of the units/shares which belong to the Unit/Share Classes of the Sub-Fund that are denominated in the base currency may be subject to an increased volatility. The volatility of other Unit/Share Classes may be different and possibly higher. Past performance does not predict future returns. If the currency in which the past performance is displayed differs from the currency of the country in which the investor resides, then the investor should be aware that due to the exchange rate fluctuations the performance shown may be higher or lower if converted into the investor’s local currency. This is for information only and not to be construed as a solicitation or an invitation to make an offer, to conclude a contract, or to buy or sell any securities. The products or securities described herein may not be available for sale in all jurisdictions or to certain categories of investors. This is for distribution only as permitted by applicable law and in particular not available to residents and/or nationals of the USA. The investment opportunities described herein do not take into account the specific investment objectives, financial situation, knowledge, experience or specific needs of any particular person and are not guaranteed. The Management Company may decide to terminate the arrangements made for the marketing of its collective investment undertakings in accordance with applicable de-notification regulation. The views and opinions expressed herein, which are subject to change without notice, are those of the issuer companies at the time of publication. The data used is derived from various sources, and assumed to be correct and reliable at the time of publication. The conditions of any underlying offer or contract that may have been, or will be, made or concluded, shall prevail. For a free copy of the sales prospectus, incorporation documents, daily fund prices, Key Investor Information Document, latest annual and semi-annual financial reports, contact the management company Allianz Global Investors UK Limited in the fund’s country of domicile, the UK, or the issuer at the address indicated below or regulatory.allianzgi.com. Please read these documents, which are solely binding, carefully before investing. This is a marketing communication issued by Allianz Global Investors UK Limited, 199 Bishopsgate, London, EC2M 3TY, www.allianzglobalinvestors.co.uk. Allianz Global Investors UK Limited, company number 11516839, is authorised and regulated by the Financial Conduct Authority. Details about the extent of our regulation are available from us on request and on the Financial Conduct Authority's website (www.fca.org.uk). For a free copy of the sales prospectus, incorporation documents, daily fund prices, Key Investor Information Document, latest annual and semi-annual financial reports, contact the issuer at the address indicated below or regulatory.allianzgi.com. Please read these documents, which are solely binding, carefully before investing. The duplication, publication, or transmission of the contents, irrespective of the form, is not permitted; except for the case of explicit permission by Allianz Global Investors.
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